Privacy Policy

Last Updated: [15 Jan 2025]

A4 Credit Partners and its affiliates and subsidiaries (“A4,” “Company,” “we,” “us,” or “our”) respect your privacy and are committed to protecting it through our compliance with this Privacy Policy (“Policy”). This Policy explains how we collect, use, disclose, and safeguard information when you visit our website (the “Site”) or use our services (collectively, the “Services”).

By accessing or using our Site or Services, you consent to the data practices described in this Policy. If you do not agree, please do not use our Site.

Information We Collect

We may collect Personal Information that identifies or relates to you, including:

Information You Provide

When you submit forms, inquiries, applications, or communicate with us, we may collect:

Name
Email address
Phone number
Mailing address
Property or loan details
Financial or credit-related information
Any other information you choose to provide

Information Collected Automatically

When you visit our Site, we and our service providers may collect:

IP address
Browser type
Device information
Pages visited
Referral sources
Usage patterns

This information helps us improve performance, security, and user experience.

Cookies & Tracking Technologies

We use cookies, web beacons, pixels, and similar technologies to:

Enable site functionality
Analyze traffic and performance
Improve user experience
Support marketing and advertising

You can adjust your browser settings to refuse cookies. Some features may not function properly if cookies are disabled.

We do not respond to “Do Not Track” signals.

How We Use Your Information

We use your information to:

Provide and manage our Services
Evaluate financing opportunities
Respond to inquiries
Improve our Site
Communicate with you
Send service or marketing messages
Comply with legal requirements
Prevent fraud and protect security

We do not sell your Personal Information.

How We Share Information

We may share your information with:

Service providers (e.g., appraisers, inspectors, title companies)
Business partners and affiliates
Legal or regulatory authorities
Parties involved in mergers or asset transfers

We may disclose information when required by law or to protect our rights, users, or the public.

Email, Phone & Text (SMS) Communications

By providing your contact information, you consent to receive communications from us related to our Services. Messages may include:

Informational updates
Transaction-related notices
Service communications

You may opt out by:

Clicking “unsubscribe” in emails
Replying “STOP” to text messages
Contacting us directly

Message and data rates may apply.

We do not share mobile information with third parties for marketing purposes.

Children & Minors

Our Services are not intended for individuals under 18. We do not knowingly collect Personal Information from minors.

Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no system is 100% secure, and we cannot guarantee absolute security.

You are responsible for keeping any login credentials confidential.

Your Privacy Rights

You may request to:

Access your Personal Information
Update or correct information
Request deletion

California residents may have additional rights under state law.

Third-Party Services

This Policy does not apply to third-party websites or services. Please review their privacy policies separately.

Changes to This Policy

We may update this Policy at any time. Continued use of the Site constitutes acceptance of any changes.

Contact Us

For questions about this Privacy Policy, contact:

Email: originations@a4cp.com

Address:
226 Fifth Avenue
2nd Floor
New York, NY 10001