Terms

Effective as of Jan 15 2025

Welcome to A4 Capital Partner. By accessing or using our website, purchasing products, or interacting with our services, you agree to the following Terms and Conditions. Please read them carefully before using our platform.

1. General

• These Terms and Conditions govern the sale of products and the use of our website.
• A4 Capital Partner reserves the right to update or modify these terms at any time without prior notice. Continued use of the website constitutes acceptance of the latest terms.
• All users must be at least 18 years old or supervised by a parent/guardian to use this website or place an order.

2. Products & Services

• All products and services listed on the website are subject to availability. We reserve the right to discontinue any product or service at any time.
• We make every effort to display service descriptions and prices accurately. However, slight variations may occur.

3. Pricing & Payments

• All prices are listed in USD and include applicable U.S. sales tax (where required).
• A4 Capital Partner reserves the right to adjust prices at any time, but confirmed orders will not be affected by price changes.
• Accepted payment methods include all major credit/debit cards, PayPal, and bank transfers.
• All transactions are secured through encrypted payment gateways. A4 Capital Partner does not store your payment information.

4. Order Confirmation & Delivery

• After placing an order or booking a service, you will receive an email confirmation with details. This does not constitute acceptance of your order, which is confirmed once processed.
• We reserve the right to cancel any order due to pricing errors, unavailability, or suspected fraudulent activity.
• Delivery or service timelines are estimates only. A4 Capital Partner is not responsible for delays caused by unforeseen circumstances.

5. Returns & Refunds

• Our standard refund policy allows refund requests within 14 days of purchase for eligible services or products.
• Custom or personalized services are non-refundable unless defective or not delivered as agreed.
• For full details, please refer to our Refund Policy.

6. Intellectual Property

• All content on this website — including images, logos, designs, text, and videos — is the property of A4 Capital Partner and is protected by copyright and intellectual property laws.
• You may not reproduce, copy, sell, or exploit any portion of the website or its content without express written permission from A4 Capital Partner.

7. Privacy Policy

• We value your privacy. Personal data collected during checkout or account creation is handled securely and in compliance with GDPR and applicable privacy regulations.
• For more information, please read our Privacy Policy at [YOUR PRIVACY POLICY URL]

8. SMS Messaging Program

A4 Capital Partner operates an SMS messaging program to communicate with customers who have opted in to receive text messages. By opting in, you agree to the following terms.

Program Description: A4 Capital Partner sends SMS messages to customers who have provided express written consent. Types of SMS messages users will receive include alerts, promotions, order confirmations, appointment reminders, account notifications, and other service-related communications.

How to Opt Out: To stop receiving messages, reply STOP to any text message. You will be unsubscribed immediately and will receive no further SMS messages from A4 Capital Partner. You may re-subscribe at any time by opting in again through our website.

How to Get Help: Reply HELP to any message for assistance, or contact us directly at originations@a4cp.com or +1 203-941-1055.

Message and Data Rates: Message and data rates may apply. Check with your carrier for details. Message frequency may vary based on your preferences and activity.

Carrier Liability Disclaimer: Carriers are not liable for delayed or undelivered messages. A4 Capital Partner is not responsible for any delays or failures in SMS delivery caused by your mobile carrier or network conditions.

Age Restriction: You must be 18 years of age or older to opt in to our SMS messaging program.

Privacy: Your phone number and SMS opt-in consent will not be sold, rented, or shared with third parties for marketing purposes. For full details, please review our Privacy Policy at [YOUR PRIVACY POLICY URL]

9. Limitation of Liability

• A4 Capital Partner shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of our website or purchase of our products or services.
• In any case, our liability shall not exceed the amount paid for the product or service in question.

10. Warranty

• All services provided by A4 Capital Partner are carried out with due care and professionalism.
• This warranty does not cover damages caused by misuse, accidents, or unauthorized alterations.

11. Governing Law

• These Terms & Conditions are governed by and interpreted under the laws of the State of New York, USA.
• Any disputes arising will be handled in the courts of competent jurisdiction in New York, NY.

12. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:

A4 Capital Partner Email: originations@a4cp.com Phone: +1 203-941-1055 Address: 226 Fifth Avenue 2nd Floor New York, NY 10001