Acquire the right properties faster with flexible acquisition financing
In a competitive real estate market, speed wins deals. Our acquisition financing helps investors submit stronger offers, close quickly, and secure high-potential properties without tying up excessive capital. With flexible acquisition loan real estate solutions, investors can access the funding needed to act on opportunities before competitors do.
Our Track Record Of Success
About Acquisition Financing
Our acquisition financing solutions simplify the buying process and reduce funding delays.Â
Quick closing
Close in as few as 5-10Â business days and compete with cash buyers
Property-First Evaluation
Financing decisions based on the property’s potential, not just borrowers
Competitive leverage
Preserve your capital and acquire more deals
Acquisition Loan Terms
Flexible acquisition financing designed to help investors secure properties quickly and efficiently. Our solutions support a wide range of real estate acquisition opportunities, providing the capital needed to act fast in competitive markets. With streamlined approvals and investor-focused terms, you can close with confidence while preserving liquidity for future investments.
See RatesAverage Processing Time
5-10 Days
Loan Rates starting at
8.5%
Loan-to-Value up to
Up to 75%
Loan to Cost up to
Up to 90%
Loan Size
$100K+
Prepayment Penalty
No
Smarter data. Faster decisions.
Powered by billions of data points from over 100,000 real estate projects, our technology delivers fast, accurate pricing tailored to each property.
Fast Approvals
Automated workflows replace manual processes to reduce closing timelines
Seamless Digital Experience
From application to closing, everything is handled online
Intelligent Pricing
We analyze location, comparable sales, square footage, and market trends to personalize your financing
Predictive Insights
Our platform uses predictive analytics to identify high-potential properties and optimal financing strategies before you even make an offer
No income verification, no pay stubs, and no tax returns required
Our digital platform and in-house team deliver fast approvals and clear, property-focused pricing so you can move forward with certainty.
New purchase
Get the funds for both purchasing properties and up to 100% of the rehab costs. Our quick closing capabilities let you compete effectively in a market dominated by cash offers.
Refinancing for flexibility
Leverage your assets with the option to refinance within six months. A4 empowers you to maintain liquidity and leverage for continuous investment.
Seasoned real estate financing options
If you've held a property for more than six months, our bridge loans can provide the extra financial support needed to achieve your real estate investment goals successfully.
A4 Lending Areas
Helpful Answers for Real Estate Investors
Buying an investment property involves important financing decisions. Our acquisition loan FAQs explain how the lending process works, who qualifies, eligible property types, funding timelines, and other key details to help you choose the right financing solution for your next real estate investment.
What is an acquisition loan?
An acquisition loan is short-term financing designed to help investors purchase a property quickly, often before securing long-term funding or selling another asset.
How fast can I close an acquisition loan?
Our acquisition loans can close in as little as 5 business days, giving you the speed needed to compete with cash buyers, depending on the program, property type, and documentation provided.
What types of properties are eligible?
Eligible properties include Single-Family homes, Multifamily, Condos, Townhomes, certain Manufactured Homes, as well as Mixed-Use and commercial properties such as Office, Warehouse, Industrial, Retail, Hospitality, and other commercial asset types. All properties must be non-owner-occupied.
Can acquisition loans cover rehab costs?
Yes, many acquisition loans can cover a portion or all of the rehab costs, allowing investors to improve the property immediately after purchase.
What is the typical loan term?
Acquisition loans usually have short terms of 12, 18, or 24 months with interest-only payments to give investors flexibility.
Are income and credit checks required for borrowers?
Yes, credit checks are required for all borrowers. Our programs are primarily asset-based, and no income verification is required, making it easier for investors to qualify.
Can I refinance the acquisition loan later?
Yes. Many investors refinance acquisition loans into longer-term financing once the property is stabilized or rehab is complete.
