Maximize returns with property renovation financing
For investors looking to buy, renovate, and sell properties quickly, our Fix & Flip / Rehab loans provide fast access to capital, competitive leverage, and flexible terms helping you increase property value and profits efficiently. Our rehab loans for investors offer streamlined funding for renovation projects, while bridge loans real estate solutions help secure opportunities quickly and keep your investments moving forward.
Our Track Record Of Success
About Fix & Flip / Rehab Financing
Built to help you close deals with confidence
Fast Closings
Close in as few as 5-7 business days, enabling you to compete with cash buyers in competitive markets
Property-First Approach
Loan decisions are based on the property’s potential, not just borrower metrics
Competitive leverage
Finance up to 90% of purchase price and 100% of rehab costs, preserving your own capital
Fix & Flip / Rehab Acquisition Loan Terms
Flexible acquisition financing built to help investors secure properties quickly and efficiently, with competitive loan structures designed to support a wide range of investment strategies and help you capitalize on valuable real estate opportunities with confidence.
See RatesAverage Processing Time
5-10 Days
Loan Rates starting at
8.5%
Loan-to-Value up to
Up to 75%
Loan to Cost up to
Up to 90%
Loan Size
$100K+
Prepayment Penalty
No
No pay stubs, W-2s, or tax returns required
Our digital platform and in-house team deliver fast approvals and personalized financing, so you can renovate properties quickly and move to the next deal. Our streamlined approach to rehab fix flip lending helps investors secure funding efficiently and maximize investment opportunities.
Purchase + Renovation
Acquire properties and fund all necessary renovations in a single loan
Value-Add Investments
Transform underperforming properties into high-return assets
Portfolio Growth
Leverage capital efficiently to scale your real estate investments
A4 Lending Areas
Get answers to your Fix & Flip / Rehab questions
Everything you need to know about Fix & Flip / Rehab loans—made simple. Want to understand the fees associated with A4 CAPITAL PARTNERS loans, or find out which properties qualify for a Fix & Flip / Rehab loan? We’ve got all the answers to help you confidently navigate your next real estate investment.
What is a Fix & Flip / Rehab loan?
A Fix & Flip / Rehab loan is short-term financing that allows investors to purchase a property and fund renovations, increasing the property's value before selling.
Can these loans cover both purchase and renovation costs?
Yes, Fix & Flip / Rehab loans can finance up to 90% of the purchase price and 100% of approved rehab costs.
What types of properties are eligible?
Eligible properties include Single-Family homes, Multifamily, Condos, Townhomes, certain Manufactured Homes, as well as Mixed-Use and commercial properties such as Office, Warehouse, Industrial, Retail, Hospitality, and other commercial asset types. All properties must be non-owner-occupied.
How fast can I close a Fix & Flip / Rehab loan?
Our average processing time is 5–10 business days, with many deals moving forward in as little as 5 business days.
What is the typical loan term?
Fix & Flip / Rehab loans typically have terms of 12, 18, or 24 months with interest-only payments for flexibility during the renovation period.
Are income and credit checks required for borrowers?
Yes, credit checks are required for all borrowers. Our programs are primarily asset-based, and no income verification is required, making it easier for investors to qualify.
Can I refinance after renovations are complete?
Yes. Investors often refinance into longer-term loans once the property is renovated and stabilized to unlock profits or fund the next project.
