Fix & Flip / Rehab
Maximize returns with property renovation financing
For investors looking to buy, renovate, and sell properties quickly, our Fix & Flip / Rehab loans provide fast access to capital, competitive leverage, and flexible terms — helping you increase property value and profits efficiently.
Our Track Record Of Success
Loans completed
100
+
Transaction Experience
$
1
B
+
Yrs Combined Experience
10
+
About Fix & Flip / Rehab Financing
Built to help you close deals with confidence
Fast Closings
Close in as few as 5-7 business days, enabling you to compete with cash buyers in competitive markets
Property-First Approach
Loan decisions are based on the property’s potential, not just borrower metrics
Competitive leverage
Finance up to 90% of purchase price and 100% of rehab costs, preserving your own capital
Fix & Flip / Rehab Acquisition Loan Terms
Flexible acquisition financing built to help investors secure properties quickly and efficiently.
Average Processing Time
5-10 Days
Loan Rates starting at
8.99%
Loan-to-Value up to
Up to 75%
Loan to Cost up to
Up to 90%
Loan Size
$100K+
Prepayment Penalty
No
✔ No Application Fee
✔ No Income Verification
No pay stubs, W-2s, or tax returns required
Our digital platform and in-house team deliver fast approvals and personalized financing, so you can renovate properties quickly and move to the next deal.
Purchase + Renovation
Acquire properties and fund all necessary renovations in a single loan
Value-Add Investments
Transform underperforming properties into high-return assets
Portfolio Growth
Leverage capital efficiently to scale your real estate investments
A4 Lending Areas
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Connecticut
Rhode Island
Massachusetts
New York
New Jersey
Pennsylvania
Delaware
Virginia
Maryland
Tennessee
Florida
Georgia
North Carolina
South Carolina
Maine
New Hampshire
Frequently Asked Questions
Get answers to your Fix & Flip / Rehab questions
Everything you need to know about Fix & Flip / Rehab loans—made simple. Want to understand the fees associated with A4 Partners’ loans, or find out which properties qualify for a Fix & Flip / Rehab loan? We’ve got all the answers to help you confidently navigate your next real estate investment.
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What is a Fix & Flip / Rehab loan?
A Fix & Flip / Rehab loan is short-term financing that allows investors to purchase a property and fund renovations, increasing the property’s value before selling.
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Can these loans cover both purchase and renovation costs?
Yes, Fix & Flip / Rehab loans can finance up to 90% of the purchase price and 100% of approved rehab costs.
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What types of properties are eligible?
Eligible properties include Single-Family homes, Multifamily, Condos, Townhomes, certain Manufactured Homes, as well as Mixed-Use and commercial properties such as Office, Warehouse, Industrial, Retail, Hospitality, and other commercial asset types. All properties must be non-owner-occupied.
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How fast can I close a Fix & Flip / Rehab loan?
Our average processing time is 5–10 business days, with many deals moving forward in as little as 5 business days.
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What is the typical loan term?
Fix & Flip / Rehab loans typically have terms of 12, 18, or 24 months with interest-only payments for flexibility during the renovation period.
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Are income and credit checks required for borrowers?
Yes, credit checks are required for all borrowers. Our programs are primarily asset-based, and no income verification is required, making it easier for investors to qualify.
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Can I refinance after renovations are complete?
Yes. Investors often refinance into longer-term loans once the property is renovated and stabilized to unlock profits or fund the next project.
