Scale faster with income producing residential assets
Multifamily properties allow investors to increase cash flow, diversify income streams, and scale portfolios efficiently all while remaining in the residential lending category. With the right multifamily real estate financing, investors can expand their portfolios and pursue long-term growth opportunities.
Multi-Family
- Home
- Multi-Family
Scale faster with income-producing residential assets
Multi-family properties with 2–4 units allow investors to increase cash flow, diversify income streams, and scale portfolios efficiently—all while remaining in the residential lending category.
Our Track Record Of Success
Real estate financing made smarter, faster, simpler.
Built by investors, operators, and borrowers. We deliver institutional discipline with the speed and simplicity real estate operators demand.
About Multifamily Investments
Helping investors scale smarter with income-producing assets.
A multifamily property loan provides flexible financing to acquire, improve, or refinance properties while maximizing income potential across multiple units.
Multiple Income Streams
Generate rental income from multiple units under one property.
Strong Cash Flow Potential
Higher gross rents compared to single-family properties improve debt coverage.
Flexible Exit Strategies
Sell as a residential asset, refinance, or hold long-term for rental income.
Multifamily Loan Terms
Flexible financing designed to help investors acquire and refinance multifamily properties efficiently through competitive multifamily real estate loans.
See RatesAverage Processing Time
5-10 Days
Loan Rates starting at
8.5%
Loan-to-Value up to
Up to 75%
Loan to Cost up to
Up to 90%
Loan Size
$100K+
Prepayment Penalty
No
Financing for Multifamily Properties
We offer flexible financing for non-owner occupied multi-unit properties, including:
Acquisition Loans
Purchase Multifamily assets quickly
Fix & Flip / Rehab Loans
Renovate units to increase value and rents
Refinance Loans
Access equity or improve cash flow
New Construction Loans
Build small Multifamily developments
A4 Lending Areas
Answers to Your Multifamily Property Questions
Investing in multifamily properties requires the right financing strategy and a clear understanding of your options. Browse our frequently asked questions to learn about qualifying multifamily assets, available loan programs, property eligibility, financing requirements, and the investment process. Find the information you need to make informed decisions and confidently grow your real estate portfolio.
What qualifies as a multifamily property?
A Multifamily property consists of multiple residential units within a single structure or on a single parcel.
Are Multifamily properties eligible for all loan programs?
Yes. multi-unit properties are eligible for acquisition, fix & flip, refinance, and new construction loan programs.
Can renovation costs be financed for Multifamily properties?
Yes. Fix & Flip / Rehab loans can finance approved renovation costs to upgrade units and increase rental income.
Is rental income considered during underwriting?
Yes. Current and projected rental income may be considered when evaluating multi-family loan applications.
Are income and credit checks required for borrowers?
Yes, credit checks are required for all borrowers. Our programs are primarily asset-based, and no income verification is required, making it easier for investors to qualify.
Are short-term rentals allowed for Multifamily properties?
Short-term rental use may be permitted depending on local regulations and loan program guidelines.