Flexible financing for income-producing retail assets
Retail properties serve essential consumer needs and benefit from location-driven demand and tenant visibility. Our financing solutions are designed to support investors acquiring, renovating, or refinancing retail assets efficiently across a range of retail formats.
Retail
- Home
- Retail
Strategic financing for income-producing commercial assets
Office properties offer investors the opportunity to generate stable rental income, secure long-term tenants, and diversify beyond residential assets. Our financing solutions are designed to support investors acquiring, renovating, or refinancing office buildings efficiently.
Built on a Proven Track Record
About Retail Investments
Built to help you close deals with confidence
Stable Cash Flow
Retail leases often provide consistent income supported by consumer demand and established tenant operations.
Location-Driven Value
Well-located retail benefits from foot traffic, accessibility, and surrounding residential or commercial density.
Portfolio Diversification
Retail properties offer diversification beyond residential and industrial assets while providing exposure to consumer-oriented demand.
Retail Loan Plans
Flexible financing designed to support the acquisition, renovation, or refinancing of retail properties efficiently. Our tailored loan solutions offer competitive interest rates, flexible repayment options, and quick approvals to meet your unique business needs. With expert guidance throughout the process, we help you secure the right financing for long-term growth and success.
See RatesAverage Processing Time
5-10 Days
Loan Rates starting at
8.99%
Loan-to-Value up to
Up to 75%
Loan to Cost up to
Up to 90%
Loan Size
$100K+
Prepayment Penalty
No
Financing Solutions for Retail Properties
Our retail financing solutions are designed to support a wide range of property investment needs, including
Acquisition Loans
Secure financing to purchase retail centers and storefront properties with speed and competitive terms.
Fix & Flip / Rehab Loans
Support your property's growth with financing for upgrades, renovations, and tenant enhancements.
Refinance Loans
Maximize your property's value by unlocking equity and enhancing cash flow.
New Construction Loans
Short-term financing for ground-up construction and transitional retail development projects.
A4 Lending Areas
Explore everything you need to know about retail property asset types.
Everything you need to know about retail property financing made simple. Whether you’re looking to understand loan fees, eligibility requirements, or the types of retail properties that qualify, we’re here to help. Get the insights and guidance you need to make informed decisions and confidently move forward with your next retail real estate investment.
What qualifies as a retail property?
A retail property is a commercial asset used for consumer-facing businesses such as storefronts, shopping centers, strip malls, service-oriented retail, or ground-floor retail spaces.
What types of retail properties do you finance?
We finance a range of retail assets, including strip centers, neighborhood retail, single-tenant retail, service-oriented retail, and ground-floor retail in mixed-use buildings, subject to underwriting.
Can financing include renovations or tenant improvements?
Yes. Eligible loans can include renovation, repositioning, or tenant improvement costs, depending on the project scope and overall business plan.
How are retail properties underwritten?
Retail loans are evaluated based on location, tenant profile, lease stability, asset condition, and sponsor experience. Each deal is reviewed on its own merits.
What loan sizes and leverage are available?
Retail loan sizes typically start at $100K+, with leverage determined by the asset, tenancy, and market conditions.
How quickly can retail deals move?
Our average processing time is 5–10 business days from initial submission to approval, supported by in-house underwriting and direct lending.