Build your investment portfolio from the ground up
New Construction loans are designed for investors and developers who want to finance the construction of new residential properties quickly and efficiently. These new construction loans for investors help fund land acquisition, construction costs, and related expenses while keeping cash flow flexible. Our residential construction loans are built to support projects from planning through completion.
Our Track Record Of Success
Real estate financing made smarter, faster, simpler.
Built by investors, operators, and borrowers. We deliver institutional discipline with the speed and simplicity real estate operators demand.
About New Construction Financing
Financing designed to keep your projects moving forward.
Our new construction loan with land solution helps investors finance land acquisition and construction costs through one simple financing process.
Property-focused
Refinance in as few as 5 business days to unlock funds for new investments or property improvements.
Fast approvals
Skip long waits and start construction quickly.
Tailored terms
Flexible repayment options and interest-only payments during construction.
New Construction Loan Terms
Flexible construction financing designed to help investors build projects efficiently and on schedule.
See RatesAverage Processing Time
5-10 Days
Loan Rates starting at
8.5%
Loan-to-Value up to
Up to 75%
Loan to Cost up to
Up to 85%
Loan Size
$500K+
Prepayment Penalty
No
Why Choose New Construction Loans?
Fast approvals, transparent pricing, and construction-focused financing help investors move projects forward with confidence. As one of the best construction loan lenders, we provide responsive support and flexible funding solutions tailored to the needs of real estate investors and developers.
Quick Access to Capital
Funds available in as few as 5-10 business days, so construction can begin without delays.
Cover Land & Construction
Loans can cover both land acquisition and approved construction costs up to a high loan-to-cost ratio.
High Loan-to-Cost (LTC)
Borrow up to 85% of total project costs, minimizing your out-of-pocket cash.
A4 Lending Areas
Answers to Your New Construction Financing Questions
Planning a new residential construction project comes with important financing decisions. Explore answers to common questions about new construction loans, eligible property types, loan terms, funding timelines, and the approval process. Our FAQs are designed to help real estate investors and developers understand their financing options and confidently move their projects from planning to completion.
What is a New Construction Loan?
A New Construction Loan is a type of financing designed for investors and developers to fund the construction of new residential properties. It can cover land acquisition, construction costs, and related expenses while allowing flexible cash flow throughout the project.
How quickly can I get approved for a New Construction Loan?
Approval and funding can typically be completed within 5–10 business days, allowing investors to begin construction quickly without long delays
What are the loan terms and limits for New Construction financing?
New Construction Loans typically offer: Loan rates starting at 8.5% Loan-to-Value (LTV) up to 75% Loan-to-Cost (LTC) up to 85% Loan sizes starting from $100K+ No prepayment penalty and interest-only payments during construction
Which areas are eligible for New Construction Loans?
These loans are available across multiple U.S. states, including: Connecticut, New York, New Jersey, Massachusetts, Florida, Georgia, North Carolina, South Carolina, Virginia, Maryland, Pennsylvania, Tennessee, Delaware, Maine, and New Hampshire.